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p2mStatus: published
Merchant Payments up to ₹2,000: Zero MDR Free Tier
All retail and commercial merchant payments up to and including ₹2,000 remain completely free for both the consumer and the merchant.
Official Rule Specification
Rule ID: rule-p2m-sub-2000
Status: published
Payment Type: p2m
Effective From: 2026-10-15
Consumer Fee: ₹0
Fee Type: free (free)
Fee Cap: None
Source: PIB PRID: 2310586
Calculation Formula & Mechanics
Amount ≤ ₹2,000: Consumer Fee = ₹0, MDR = ₹0
Applies To
All merchants, local shops, grocery stores, pharmacies, restaurants, and online checkouts for transactions up to ₹2,000.
Does Not Apply To
Transactions strictly above ₹2,000.
Official Regulatory Attribution
Organization: Ministry of Finance, Government of India
Document Identifier: PIB PRID: 2310586
Publication Date: 2026-09-15
Last Verified: 2026-09-17